| Business
Type |
Transaction
Type |
Processing
Rates |
Equipment
Suggestions |
| Storefront/Office:
- Retail
- Restaurant
- Professional services: doctors, lawyers, etc.
|
Swiped:
Transactions are initiated by customer or merchant
physically swipping the card through a terminal
at the point of sale. |
Statement fee: |
$10/mo. |
VISA/MC Credit Card
|
| Rate: |
1.77% |
Transaction fee: |
$.20 |
| |
| VISA/MC Offline Debit Card
|
Rate:
|
1.47%
|
Transaction fee: |
$.20 |
|
|
| Mobile:
- Limousine service
- Home services
- Trade show vendors
- Flee market vendors
|
Swiped:
Transactions are initiated by customer or merchant
physically swipping the card through a mobile
terminal at the point of sale. |
Statement fee: |
$10/mo. |
VISA/MC Credit Card |
Rate: |
1.77% |
Transaction fee: |
$.20 |
| |
VISA/MC Offline
Debit Card |
Rate: |
1.47% |
Transaction fee: |
$.20 |
|
|
| Mail order/Telephone order:
- Wholesale
- In-home business
- Contractor
- Mail order
- Catalogue
- Phone sales
- Industrial Sales (Business-to-Business)
- Contracting
- Recreational services
- Charity/fundraising
|
Keyed:
Transactions are initiated by the merchant
hand-entering credit card information. Credit
card is not present. |
Statement fee: |
$10/mo. |
VISA/MC Credit Card |
Rate: |
2.40% |
Transaction fee: |
$.30 |
| |
VISA/MC Offline
Debit Card |
Rate: |
2.20% |
Transaction fee: |
$.30 |
|
|
| Internet |
Real-time:
Transactions are initiated by the customer typing
credit card information online. Transaction is
processed in "real time" via a secured
gateway.
|
Statement fee: |
$10/mo. |
VISA/MC Credit Card |
Rate: |
2.40% |
Transaction fee: |
$.30 |
| |
VISA/MC Offline Debit
Card |
Rate: |
2.20% |
Transaction fee: |
$.30 |
|
|
