Q: Would the type of business I am in, or that I operate out of my home disqualify me?
A: No! We process for all business classifications as well as in home businesses.

Q: Do I have to be incorporated?
A: No! Many businesses today are sole proprietorship or partnerships.

Q: Do I have to have been in business a certain length of time?
A: No! Many of our merchants are new or start-up compaines.

Q: Would previously having a merchant account disqualify me from getting a new merchant account?
A: No! This would not disqualify you.

Q: What about my credit?
A: Good credit is always an asset. However, credit problems would not necessarily disqualify you. Each situation is evaluated on its own merits.

Q: Do I need to have a bank account in the name of my business?
A: Yes! If the business is incorporated or a partnership. A personal account is adequate if the business is a sole proprietorship.

Q: How competitive will my processing rate be?
A: Our rates are extremely competitive. They are based on merchant type, volume, average ticket and risk.

Q: Do I really need this service?
A: Yes! 96% of businesses now accept credit cards. Why? Because, most consumers prefer to pay with plastic in lieu of cash or checks. Private individuals, commercial enterprises, and even government agencies pay with their credit cards. Research shows that this trend will continue to increase rapidly in the next several years. Accepting credit cards has a number of advantages for the merchant. Typically when people use credit cards they spend 30% more than with cash or check.

Q: How soon will I get my money from credit card transactions?
A: Funds from credit card transactions are credited to your bank account automatically and are available for your use in 24 to 48 hours.