Getting Started
Debit Card Processing
Online Card Processing
Debit cards are only acceptable for on-line processing in a “Card Swiped” environment. The card must be present, swiped through the terminal, and the customer must be able to key in their 4 digit PIN number. A terminal, printer, and PIN pad is required for this type of processing.
- $0.67 rate for all debit transactions
- $4.00 monthly access fee applies
- All debit networks are accepted
- No statement fee
- No application fee
Off-line Card Processing
Debit cards are also acceptable for off-line transactions. The card can be swiped through the terminal or hand-entered as well. No PIN number or PIN pad is required for this type of processing.
- 1.47% rate for swiped transactions
- 2.20% rate for hand-entered transactions
- $.05 surcharge per transaction
- All debit networks are accepted
- No statement fee
- No application fee