On-line Card Processing

Debit cards are only acceptable for on-line processing in a “Card Swiped” environment. The card must be present, swiped through the terminal, and the customer must be able to key in their 4 digit PIN number. A terminal, printer, and PIN pad is required for this type of processing.

• $0.67 rate for all debit transactions
• $4.00 monthly access fee applies
• All debit networks are accepted
• No statement fee
• No application fee

Off-line Card Processing

Debit cards are also acceptable for off-line transactions. The card can be swiped through the terminal or hand-entered as well. No PIN number or PIN pad is required for this type of processing.

• 1.47% rate for swiped transactions
• 2.20% rate for hand-entered transactions
• $.05 surcharge per transaction
• All debit networks are accepted
• No statement fee
• No application fee